Car-Buying Frequently Asked Questions

How do I pick the right vehicle?

If you're not sure what type of vehicle you want, ask yourself what your priorities are. Do you want to drive to work solo in a fuel-efficient car, go off-roading in any season, or have enough room for all of the family to ride together?

You can then determine what is available to fulfill your needs by going to our Glockner Family of Dealerships home page and doing an online search. You can specify such options as years, makes, body style, mileage, and price.

If you prefer, you can stop by one of our dealerships and talk to one of our sales consultants. They are experts at helping you narrow our large inventory to one ideal choice for you.

Why should I buy a new car?

There's nothing quite like driving something that's never been owned by anyone before. You'll get the latest in automotive engineering, high-tech amenities, and safety assists. If something goes wrong, you're protected by the manufacturer's warranty. Many brands also offer free maintenance and roadside assistance for a specified number of years.

What are the advantages of a used vehicle?

The main advantage of a pre-owned model is its lower price. Cars depreciate by as much as 30 percent after the first year, plus up to 10 percent a year after that. The price of a used car takes that loss in value into account plus deductions for excessive miles and wear and tear. The lower cost grants you lower monthly payments, less total interest paid, and a faster schedule for finally owning your car.

But what if the used car breaks down?

Although vehicles are being made more reliable, a used car may still break down. If it does, you'll have to pay for repairs using your own money. If you're concerned about this, confine your shopping to Certified Pre-Owned (CPO) autos.

That designation means a car has been inspected and repaired to meet our high standards. Depending on the brand, the vehicle also comes with a warranty, free roadside assistance, and trial runs of such features as satellite radio.

What is a credit score?

A credit score is a number 300 to 850 that finance companies use to determine your eligibility for a loan. Scores close to 850 are considered ideal and reward you with the best payment terms and lowest interest rates. Scores from 300 to 650 are considered poor and will saddle you with less ideal payment terms. However, with the Glockner Family of Dealerships, our goal is always 100% credit approval. If you're interested in learning more about our buy here pay here locations, explore our auto credit locations.

You can find out your credit score by asking your credit card company or mortgage holder.

How do I increase my credit score?

First, have a look at your credit history. You can get it by asking for your credit report from each of the big three credit bureaus: Equifax, Experian, or TransUnion. By law, you're entitled to one free report per year from each of them.

Check to make sure that your report has no mistakes. If you find any, inform the reporting merchant, so they can correct it and, most likely, improve your score.

To increase your credit score, pay all your bills on time and start paying off your credit cards. You don't want to use more than 30 percent of your available credit. If your debts are scattered among several providers, consider consolidating them into one balance transfer credit card, which typically charges you 0 interest on what you owe. Just watch out for balance transfer fees, which may cost up to 5 percent.

Should I buy or lease?

When you buy a car, you make monthly payments for a specified period and then end up owning the vehicle. You can then sell the vehicle, trade it in for a newer model, or continue to drive it for as many years as possible.

When you lease a car, you typically spend less upfront but pay higher monthly installments. At the end of your lease agreement, you return it to the dealer and walk away. You may also pay the residual amount if you want to own the vehicle.